New Conforming Loan Limit – Effective immediately, Gateway is aligning with the recent conforming loan limit increases announced by FHFA for both standard and high-balance loans. The 1-unit standard balance limit is increasing from $766,550 to $806,500, and the 1-unit high balance limit is increasing from $1,149,825 to $1,209,750. Loan amounts may vary by area and unit; please refer to details as announced by FHFA.

https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2025

Texas Veterans Loan Limit Increase—We are pleased to announce that the TVLB loan limit has been increased from $766,550 to $806,500 for NEW loan registrations on or after January 1, 2025. Current locks do not qualify for a loan amount increase to the new limit, and any relock requests will be subject to worse-case pricing. The maximum amount includes the VA Funding Fee or financed Mortgage Insurance; FHA loan limits apply.

Please direct any questions to your Regional Sales Manager