- Fannie Mae Conforming Fixed Product description: Updated to allow Freddie Mac LP AUS.
- VA: Manual underwriting overlays added. Locks beginning 12/11/2015 will be subject to the new requirements.
- HUD Section 184: Cash-out overlay removed
- Conversion of Primary Residence: Overlay disallowing AVM/BPO removed
- Government Streamline Refinances: Income overlays removed
- Ch. 4 – MERS Transfers: Timeframe update
- Ch. 4 – AUS Findings section update
